Now & Beyond
Welcome to Now & Beyond, the ultimate podcast for professionals seeking to balance enjoyment today, with smart financial planning for the future, hosted by Ryan Canfield, Financial Advisor and Founder/President of Victus Wealth Management. Join us as we explore practical strategies, insightful interviews, and professional advice on topics such as pursuing financial independence, managing student loans, and maximizing your investments.
Discover how to leverage budgeting, financial planning, sustainable investing, and more to optimize your lifestyle and build a solid foundation for retirement and the future.
Whether you're looking for effective debt management tips, side hustle ideas, or ways to enhance your overall well-being, tune in for conversations that empower you to enjoy life now while planning for your future.
Welcome to a podcast where the art of living well today, intersects with the science of planning for a brighter tomorrow.
The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may be suitable for you, consult the appropriate qualified professional prior to making a decision.
Securities and advisory services offered through LPL Financial, A Registered Investment Advisor. Member FINRA/SIPC.
Now & Beyond
How to Care For Our Aging Parents w/ Kelly Augspurger (Ep. 6)
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In this episode of the 'Now and Beyond' podcast, host Ryan Canfield welcomes Kelly Augsberger, a long-term care insurance specialist and certified senior advisor. They discuss the importance of planning for extended care, focusing on healthcare expenses for both parents and oneself. Kelly shares her personal experiences that drove her passion for creating effective care plans to alleviate the emotional, physical, and financial burdens of caregiving. They explore various topics like what extended care entails, how to have critical conversations with family members about care preferences, and the financial strategies involved. Kelly emphasizes the importance of planning ahead, understanding the roles and responsibilities in caregiving, and exploring different insurance options. The episode provides valuable insights for both younger generations planning for their future and those assisting aging parents, with practical advice on mitigating the consequences of extended care situations.
00:00 Introduction to the Podcast and Guest
01:53 The Importance of Planning for Extended Care
02:42 Personal Experiences with Caregiving
07:10 Defining Extended Care
19:44 Costs and Financial Planning for Extended Care
24:27 Exploring Financial Assistance Options
25:15 Navigating Medicaid and Facility Planning
27:44 Veteran Benefits and Home Care
28:40 The Importance of Early Planning
29:00 Conversations Between Spouses
33:27 Understanding Long-Term Care Insurance
36:18 Personal Experiences and Family Dynamics
40:28 Caregiver Burnout and Professional Help
43:10 Final Thoughts and Estate Planning
46:03 Resources and Contact Information
Subscribe now and embark on a path to a confident, fulfilling financial future while enjoying every step along the way.
http://www.victuswealth.com
YouTube: https://www.youtube.com/@RyanCanfield
LinkedIn: https://www.linkedin.com/in/ryancanfieldaif/
Instagram: @RyanCanfieldFinAdv
Kelly's LinkedIn: https://www.linkedin.com/in/kelly-augspurger/
Kelly's Instagrams: @SteadfastAgents and @kellyaugs_theltclady
Kelly's Facebook: https://www.facebook.com/steadfastagents
Steadfast Insurance, Victus Wealth Management, and LPL Financial are separate entities.